About Us

Sunbit builds financial technology for real life. Our technology eases the stress of paying for life’s expenses by giving people more options on how and when they pay. Founded in 2016, Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale payment option available at more than 30,000 service locations, including auto dealership service centers, optical practices, dentist offices, veterinary clinics, and specialty healthcare services. Sunbit was included on the 2022 Inc. 5000 list. The financial technology company has also been named a Most Loved Workplace®, Best Point of Sale Company, and a Top Fintech Startup by CB Insights. We use cutting-edge innovations in financial technology to bring leading data and features that allow individuals to be qualified instantly, making purchases at the point of sale fast, fair, and accessible for consumers from all walks of life. We create value focused on our core values; we work tirelessly to ensure that Sunbit becomes available to everyone, everywhere.

We invite you to #UnleashYourCuriosity and join our ever-growing R&D organization.

Check out the open positions & feel free to reach out with any questions!

What You’ll Do:

As a Senior Engineer in the Purchase Risk Squad, you will play a pivotal role in developing and maintaining mission-critical systems that manage the heart and brain of Sunbit's primary product. Your contributions will directly impact the team’s ability to proactively manage financial risks and meet key financial KPIs. Working alongside backend engineers and AI/ML specialists, you will drive the development of advanced risk management systems that ensure the stability and financial success of Sunbit’s loan product.

• Work directly with our Data Scientists within the risk team, leveraging cutting-edge technologies to develop, optimize, and redesign the core services that meet our growing business needs. Your role will be crucial in designing and implementing solutions that enhance our ability to manage and mitigate risks effectively.
• Play a crucial role in ideating and developing new capabilities within the risk domain. Your work will leverage technologies and methodologies to introduce novel risk assessment and mitigation solutions, contributing significantly to our mission.
• Work closely with internal stakeholders to understand their needs and translate business requirements into technical solutions.
• Promote best practices in software development within the team, emphasizing code quality, security, and performance optimization.
• Be an integral part of our multidisciplinary development teams.
• Stay up-to-date with the latest technologies and methodologies in data science and engineering, incorporating them into your work to drive innovation.
  
  

Requirements:

Requirements:

• Proficiency in modern system architecture with large-scale and high performance.
• Strong problem-solving skills, capable of meeting technical challenges head-on.
• Proven ability to mentor junior developers, guiding them to reach their full potential.
• A passion for learning, constantly staying up to date with industry trends and technology advancements.
• Resourceful, self-motivated, and capable of working independently.
• B.Sc in computer science or equivalent.
• Fluent English.
  
  

Preferred Experience:

• 3+ years of experience with Python.
• 7+ years of back-end experience.
• Deep understanding of web frameworks such as Django/Flask/FastApi.
• Experience with OOP-oriented languages such as Java, Kotlin.
• Experience with Docker, Kubernetes.
• Experience with CI/CD pipelines.
• Experience with SQL/NoSQL databases.
• Understanding of AI, ML, and Deep Learning.
• Experience with a microservices architecture.
• Experience with AWS.
• Experience in a fintech company is highly desirable.
• Experience in risk management is highly desirable.